Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Updated on Feb 22, 2024 4 min read
The consistent rise in lifestyle-related ailments and increasing medical inflation showcased the importance of health coverage. Investing in a health insurance plan is crucial for your financial security. With a health insurance plan, you are entitled to avail of features like hospitalisation coverage, daycare procedures coverage, AYUSH treatments, international coverage, etc.
Availing of medical care is a hassle-free process with cashless hospitalisation and 30-day claim settlement. However, there are multiple instances wherein health insurance claims are rejected. A large amount of health insurance claim rejections happen due to a lack of information regarding one's policy terms and conditions.
In this article, we are uncovering the 8 most common reasons for rejected health insurance claims.
Scroll to learn the 8 most common reasons for rejected health insurance claims and learn how to avoid them for successful policy continuation and smooth claim process.
Here are a few tips and tricks which you must adhere to avoid rejected health insurance claims:
Health insurance claims are crucial for every customer. Having claims rejected in case of an emergency can be stressful and lead to a negative experience. To avoid such instances you must understand the reasons for rejected health insurance claims. Avoid health insurance claim rejections completely with the above-mentioned tips.
To know further about health insurance claim rejections, contact our insurance experts at PolicyX.
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When the health insurer denies your claim and does not process the cover amount, it is known as health insurance claim rejection.
Health insurance claims are rejected for multiple reasons such as: Incomplete information in the claim form Claiming during the waiting period Not reading all the exclusions thoroughly Filing a claim after a health insurance lapse Surpassing base sum insured cover
To avoid such instances, make sure to read the terms and conditions carefully along with understanding the exclusions of the health insurance plan.
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Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.
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